Plano Home Loans​Please ​send the following info so we can get your preliminary loan approval underway:

Documentation required 

  • Pay stubs for the most recent 30 days(need at least 2 pay stubs)
  • W-2’s for the past 2 years.
  • Previous 2 years tax returns with all schedules and forms attached
  • Previous 2 months bank statements, all pages – even BLANK pages, i.e. checking, savings, CD, brokerage accounts, mutual funds, etc.
  • Most recent 401K/IRA statements all pages – even BLANK pages
  • Terms of withdrawal from your 401k
  • Copy of social security card and driver’s license
  • Letter of Explanation, signed and dated(yes, we need your physical signature), regarding credit inquires on your credit report (see image).  Please provide (very) brief description of inquiry purpose and IF new account was opened, please provide most recent statement.

 If you are self employed, receive commission income or own investment propertiesPlano Home Loan

  • Previous 2 years corporate/partnership tax returns, with all schedules and forms attached
  • Year-to-date profit and loss statement
  • Current leases on investment properties with rental income

 If applying for a VA Loan

  • VA Certificate of Eligibility
  • Form DD-214
  • For current in-service veterans, Statement of Service and recent Leave and Earnings Statement

Plano mortgage rates If you have been divorced

  • Complete signed copy of all divorce decrees
  • Proof of receipt of child support payments for the last 12 months

 If you have declared Chapter 7 or Chapter 13 bankruptcy in the last 7 years

  • Copy of Petition/Decree, Schedule of Creditors, and copy of Discharge

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